home Takaful

Cherish all there is about your home

Takaful plans to protect everything you have worked for

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Buy online
home Takaful

Essential and efficient

Be it owned or rented, we have solutions to help protect not just the structure, but contents from damage and/or loss.

Why choose us?

  • Professional team to guide you through the process

  • Quick and efficient service

  • Easy claims processing

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Buy online
home Takaful

Key covers and benefits

Rent loss
protection
Fill out a quick and easy enquiry form online to get started.
Alternative accommodation
Fill out a quick and easy enquiry form online to get started.
Personal
belongings cover
Fill out a quick and easy enquiry form online to get started.
Tenant liability protection
Fill out a quick and easy enquiry form online to get started.
useful information

Learn more about our products

Questions
home Takaful

What we cover

Here is a list of what we provide under our home insurance package.
Unexpected events and natural calamities

Your home is covered against damages caused by events such as fire, lightning, earthquake, flood, storm, malicious damage, riot, strike, water leakage, theft and more.

Personal accident cover

This feature provides compensation for bodily injury by violent external and visible means sustained as a result of fire or caused by the thieves.

Loss of rent / Alternative accommodation

If your home is damaged by covered peril and its condition does not allow you to continue to live there, we will pay reasonable expenses for loss of rent or alternative accommodation.

Jewellery and Money

This feature covers for the loss and/or damage to jewellery due to covered perils, up to the value declared in the policy, irrespective of the value of jewellery unless specifically declared and agreed to in writing.

Cost of legal defence

The cover includes cost of legal defence againstclaims made under Tenant’s/Owner’s liability section of the policy.

Personal belongings

This feature covers all of your personal belongings such as your laptop, tablet, phone, credit cards, money and the like, against loss, damage, or theft.

Replacement of locks and keys

Cost of replacement of Locks and Keys following damages due to theft/attempted theft or an insured peril.

House hold appliances

In case your household appliances are damaged by a covered peril or stolen due to theft, the cover compensates for the expense of repairing or replacing them.

Loss of rent

In case an incident leads to you having to move out ofthe premises for a particular duration, the company will, subject to the limitsof the liability, indemnify you against the net loss of rent payable by you.

Third Party liability

This covers any legal liability towards a third-party in the event of Accidental bodily injury (whether fatal or not) and / or Accidental damage to property, which occurs in or about the building within the period of insurance.

Tenants/ Owner’s liability

This covers the sum that a private householder occupying a building is liable to pay the third party in case of accidental bodily injury and/or accidental damage to property caused to the third party, within or about the building.

Services

The right financial help, at the right time.

Personal Car

No collaterals. No security. Quick, supportive loans.
100% Digital Documentation

Personal Medical

100% financing on select vehicles
Affordable EMIs with negligible paperwork

Home Loan

Buy a new home or refurbish your current one easily
Low interest rates and comfortable repayment options

Joint Account

Share your money and double it with an accessible joint account
Separate cards and easy expenditure tracking

Current Account

Protect your money with the Financial Services Compensation Scheme
Get amazing returns on your savings every month

Savings Account

Enjoy a zero balance savings account
Get full financial visibility and keep your savings and spending money separate.
MEDICAL insurance

Simple pricing, no surprises

Free
$0
Per Month
Get Started
Popular
$199
Per Month
Get Started
Elite
$499
Per Month
Get Started

COVER

Dependants Basic
Domestic Staff Medical
Dependants Enhanced 1*
Dependants Enhanced 2
Dependants Enhanced 3
Male/Female (18 - 64 yrs)
AED 751
AED 525
AED 825
AED 1,299
AED 1,699
Female (with Maternity coverage)
(18-64 yrs)
AED 1,875
AED 525
AED 1,999
AED 2,750
AED 2,999
Elderly Male / Female (64+ yrs)
AED 525
NA
NA
NA
Male / Female (Below 18 yrs)
AED 751
NA
AED 825
AED 1,299
AED 1,699
Annual Benefit Limit
AED 150,000
AED 150,000
AED 3,000
AED 150,000
AED 150,000
AED 150,000
Co-payment (In-patient)
20%
20%
20%
10%
NIL
Examination Services*
20%
20%
20%**
20% (Max AED 25)
20% (Max AED 25)
Laboratory Services*
20%
20%
20%
10%
NIL
Prescription Drugs*#
30%
30%
30%
10%
10%
Network Coverage
UAE (except Abu Dhabi & Al Ain) and extended to Indian sub-continent on all plans except Dependents Enhanced 1*
UAE (except Abu Dhabi & Al Ain) for Dependents Enhanced 1
Maternity
Available Networks
Outpatient ante-natal & Inpatient maternity services covered with a 10% co-payment
AAFIYA (APN) / NEXTCARE (PCP AND RN3)

*Co-payment   ** Max AED 25   #Annual limit AED 1,500.  Refer to terms & conditions document for the complete list.

loans
claims

Have a claim?
Get it done in 3 simple steps.

Apply for a loan

01

Inform / Report your claim

02

Upload documents
Check documents required
Call for help

03

Get settlement in 72 hours*
Sit back and relax
#SettleFaster
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Submit a claim